Term Life Insurance
A life insurance policy provides protection for your loved ones against the adverse financial impacts of your passing. If the insured person passes away within the policy term, a certain amount will be paid out. Thus, your loved ones are well taken care of.
Choose TAF Term Life Insurance
With more than 700,000 active term life insurance policies, TAF is a market leader in Term Life Insurances.
The Best Rated Term Life Insurance
In 2025, TAF received a 5-star rating from independent research firm MoneyView for the fifteenth year in a row. Additionally, in 2024, TAF won a Golden Lotus Award as the best Term Life Insurance provider and was recognized by IG&H as offering the best product range according to financial advisors
Attractive and Guaranteed Fixed Premium
Due to working with multiple insurers TAF offers an attractive rate that remains unchanged throughout the policy term.Fast and Easy Digital Acceptance Process
Thanks to an advanced online health declaration, acceptance is quick and hassle-free.Early Payout in Case of Terminal Illness
Under specific conditions, half of the insured amount is paid out if the insured has a life expectancy of less than one year.
About this insurance
Who Is It For?
TAF Term Life Insurance is suitable for anyone who wants to offer financial security to their beneficiaries in the event of death.
What Is Covered?
The policy pays out a lump sum if the insured person dies within the agreed term of the policy.
Temporary Risk Insurance
This policy only pays out if the insured dies within the agreed period. After the policy expires, there is no payout.
Early Payout for Terminal Illness
If the insured is diagnosed with a terminal illness and has a life expectancy of less than 12 months, 50% of the insured amount (up to €100,000) is paid while they are still alive. The remaining amount is paid upon death. Conditions for this payout include:
The insured is younger than 65 years old.
The life expectancy is less than 12 months.
If the policy is pledged, the lender must approve the payout.
What Is Not Covered?
No coverage after the policy end date.
No payout in case of suicide within two years of the policy start date.
No or reduced payout in case of false or incomplete health information, such as smoking habits or fraud.
Why Choose TAF ORV?
The highest-rated term life insurance in terms of conditions, price, and service.
Always a suitable offer thanks to cooperation with multiple insurers.
Reliable insurance under the supervision of AFM and affiliated with KiFiD.
Personal support from dedicated contacts in case of death.
Medical Assessment
Digital Assessment Process
After applying through your financial advisor, the insured receives an invitation to complete the online health declaration.
The insured fills in personal and medical information and signs digitally via SMS verification.
The submitted declaration is immediately assessed:
No medical issues? The policy is issued within 24 hours on business days.
Medical concerns? A medical advisor from Sedgwick reviews the application within 2 to 5 working days, and additional questions may follow.
Possible Outcomes:
Acceptance under standard conditions.
Acceptance with a premium surcharge.
Referral to De Hoop for TAF Customized Term Life Insurance.
Rejection.
Medical Examination
A medical examination is required in the following cases:
- If the insured is under 50 years old and you want to:
- insure €750,001 or more (all insurers).
- If the insured is over 50 years old and yoy want to:
- insure €352,200 or more (insurers BNP Paribas Cardif Levensverzekeringen and Chubb Life).
- insure €500,001 or more (insurers iptiQ and Quantum Leben).
How to Take Out a TAF Policy?
A TAF Term Life Insurance policy can be arranged by an independent financial advisor. Don’t have an advisor yet? Find an advisor near you
Choose the best protection for your loved ones
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